Financial Advice for Newlyweds: How to Save on Household Décor & Appliances

advice for newlyweds

When you get married, there’s a lot of advice for newlyweds thrown your way. People are quick to advise you on how to keep your love life sizzling and your relationship happy, but there’s one type of advice for newlyweds that you really should heed, and that’s how to keep your finances in good shape. A great financial future starts by saving money wherever you can, so here’s how to save when buying items for your new household after you get married.


If you’re lucky, one or both of you lived on your own before you got married. If so, you probably have furniture that you can use to furnish your new home, at least temporarily, until you can save up to buy new things for your new house. When you are ready to buy, save money by shopping during peak holiday times, which is when stores typically hold their big sales.

Don’t be afraid to ask for a discount or free delivery. You could be surprised by a “yes” that brings savings, too. Consider buying the floor model, and skip “customized” furniture as it usually costs more.


While you should try to buy the best quality large appliances that you can afford, since you’ll be using most of them daily for years to come, you can still save money with savvy shopping.

For washers, dryers, and refrigerators, look out for “scratch and dent” sales. These are sales stores use to get rid of display models that have been dinged, dented, or scratched while in the store. This type of damage is purely cosmetic, but the savings can be huge. Plus, if the damage is one a side panel, it will likely be hidden by a wall or cupboard anyway once it’s in your home.

One of the easiest ways to save money on your appliances is to use comparison shopping sites online before you go to the store. If you find an appliance cheaper online at another retailer, ask if the store will price-match the item for you.

Dishes, cutlery, and cookware

You don’t have to spend a fortune to get a pretty dining table. Shop for your dishes, cutlery, and cookware during holiday sales. Skip the pricey department store sets and opt for those from large chain stores. They often offer similar patterns at much lower prices.


Pets are fun, and they can quickly become treasured members of our family. But, they can be expensive to care...
You receive at least one new credit card offer in the mail every week. You may have considered signing up,...
Your credit score is a number that most lenders use in order to determine your credit worthiness. If you are...
In a pinch and need to save your pennies? Here are some tips for generating your savings quickly!
Did you know? Americans spend approximately $1700 each year on clothing and accessories alone. That’s an average of about $140...
The movement to the digital world is evident all around us. One of the most prominent ways people are saving...
Car insurance policies come with a wide range of options. However, no single insurer offers all of the options and...
A lot of life’s problems start very small and grow so big over time that they become unmanageable. Take your...
Having a wedding is an expensive endeavor. The average cost of a wedding is $26,645, but many couples manage to...
Google+ Twitter Facebook

Northcash is an economic arm of the Fort Belknap Indian Community, a federally-recognized Indian tribe located in Hays, Montana. The Tribe and its businesses have governmental sovereign immunity and have not and are not waiving that immunity for any purpose associated with the consumer lending business of Northcash and therefore Northcash is not subject to suit by you or any third-party for any reason. CAUTION: IF YOU ARE NOT COMFORTABLE DOING BUSINESS WITH A SOVEREIGN INDIAN TRIBE THAT IS NOT SUBJECT TO SUIT, YOU SHOULD IMMEDIATELY DISCONTINUE USING AND ACCESSING THIS SITE. We may from time to time in our sole discretion and without notice to you modify the terms of this Agreement and/or change the rules that govern your use of our Site.

Who is providing this notice?

North Star Finance, LLC d/b/a Northcash, an economic arm of the Fort Belknap Indian Community.

This is an expensive form of borrowing, and it is not intended to be a long-term financial solution. Northcash loans are designed to assist you in meeting your emergency borrowing needs. The Annual Percentage Rate (APR) applied to your loan will vary depending on the pay period with the maximum APR on any Northcash loan being 795%. This is a term installment loan with approximate equal payments, but you have the right to prepay at any time. Any instances of late or non-payment may be subject to additional fees, such as NSF and late fees, as well as collection activities Before borrowing, we ask that you assess your ability to repay the amount you borrow.

You acknowledge that by submitting and completing the loan application that you are applying for a loan. We verify loan applicant information through credit reporting agencies such as Clarity, Factor Trust, and DataX. We may obtain your credit information in order to determine your eligibility and ability to repay.

Northcash does not lend to residents of Arkansas, California, Georgia, Maryland, Minnesota, Montana, New York, Pennsylvania, Virginia and West Virginia, or to members of the military or their dependents.

The availability of online installment loans are subject to change at any time at the sole discretion of Northcash.

OLA Badge