How Small Loans Can Have a Big Impact on Your Cash Flow

A lot of life’s problems start very small and grow so big over time that they become unmanageable. Take your utility bills, for example. They are usually small, but if you fail to pay up for several months, the accumulated amount becomes a big issue. If you have no extra source of income, your overdue payments and debts disrupt your cash flow and can be a huge source of stress. When your needs are still small, taking out small loans can go a long way in preventing cash flow problems in the future. A small loan can impact your cash flow in the following ways:

  • Helps you pay utility bills: Failing to pay utility bills on time is an expensive habit because you will be served with a fine with every late payment. The longer you put off paying, the higher the fine will be as it increases every month until you pay up the entire amount. Small loans can help prevent such a situation by allowing you to pay on time.
  • Helps you clear small debts: Debts have an unpleasant habit of growing over time. The longer you put off paying, the more interest you will accumulate. Over several years, the small loan you have taken becomes so huge that you will be in danger of being stuck forever stuck in a debt trap. A short term loan can help you clear the debt while it is still small so that you will be able to move ahead with life.
  • Helps you pay rent: If you fail to pay your rent on time, you may be evicted and have your rental history tarnished, which will make it very difficult for you find a new place. By taking out a small loan, you can pay your rent on time and keep your home.

You can use small loans to solve your cash flow problems while they are still small so that they will not become large and unmanageable. Small loans from Northcash are short term loans, and should be used as such. Consider taking out a small loan if your money issues are temporary, and you know you can repay your loan on your next payday. Need cash now? Click here to apply online for a small loan.

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Northcash is an economic arm of the Fort Belknap Indian Community, a federally-recognized Indian tribe located in Hays, Montana. The Tribe and its businesses have governmental sovereign immunity and have not and are not waiving that immunity for any purpose associated with the consumer lending business of Northcash and therefore Northcash is not subject to suit by you or any third-party for any reason. CAUTION: IF YOU ARE NOT COMFORTABLE DOING BUSINESS WITH A SOVEREIGN INDIAN TRIBE THAT IS NOT SUBJECT TO SUIT, YOU SHOULD IMMEDIATELY DISCONTINUE USING AND ACCESSING THIS SITE. We may from time to time in our sole discretion and without notice to you modify the terms of this Agreement and/or change the rules that govern your use of our Site.

Who is providing this notice?

North Star Finance, LLC d/b/a Northcash, an economic arm of the Fort Belknap Indian Community.

This is an expensive form of borrowing, and it is not intended to be a long-term financial solution. Northcash loans are designed to assist you in meeting your emergency borrowing needs. The Annual Percentage Rate (APR) applied to your loan will vary depending on the pay period with the maximum APR on any Northcash loan being 795%. This is a term installment loan with approximate equal payments, but you have the right to prepay at any time. Any instances of late or non-payment may be subject to additional fees, such as NSF and late fees, as well as collection activities Before borrowing, we ask that you assess your ability to repay the amount you borrow.

You acknowledge that by submitting and completing the loan application that you are applying for a loan. We verify loan applicant information through credit reporting agencies such as Clarity, Factor Trust, and DataX. We may obtain your credit information in order to determine your eligibility and ability to repay.

Northcash does not lend to residents of Arkansas, California, Georgia, Maryland, Minnesota, Montana, New York, Pennsylvania, Virginia and West Virginia, or to members of the military or their dependents.

The availability of online installment loans are subject to change at any time at the sole discretion of Northcash.


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