Northcash is not affiliated, associated, endorsed by, or in any way officially connected with the companies, brands, services or websites mentioned and linked to in this article. Reference to these parties is strictly for editorial and descriptive purposes only. If you shop at the right places, you’d be surprised at the quality of the second hand clothes available at discounted prices. It generally takes a bit of hunting to make sure you find items in line with your specific style and budget, but the effort is usually worth it as you discover new favorites for future shopping ventures. Consider the following sources before your next budget-conscious shopping spree: Garage Sales Don’t be fooled by the name; you could come away with some high quality, brand name second hand clothes at garage sales. There’s no question the clothing could be yours at a fraction of the cost; it just depends on your dedication in hunting for the right style and fit for you. You could find valuable, out-of-stock pieces for men’s and women’s fashion from popular brands. Just remember, be patient and don’t be afraid to negotiate prices! eCommerce Bargain Sites There are plenty of online spots where you can get good second hand clothing. Out of all of them, eBay is by far the most recognized vendor; you can find Ralph Lauren, Gucci, even Vera Wang hand-me-downs that have retained much of their original glory and are going for a fraction of the price. Oftentimes, the seller will have worn…

The best way to grow your savings over the long-term is to properly invest it. With interest rates still extremely low, you won’t get much growth keeping your money in a traditional savings account and you won’t get the tax benefits that come with other investing options. So if you are wondering how to make your money grow, follow these basic steps below. Pick the right investment vehicle If you are unsure of how to make your money grow, picking the right investment vehicle is the perfect first step. There are a few different options like a traditional Individual Retirement Account (IRA), which allows for tax deductible contributions that can’t be touched until retirement, a traditional taxable account, or a Roth Individual Retirement Account, which has the tax benefits of an IRA but allows for some withdrawal before retirement. Consider an Exchange Traded Fund There are a lot of investing options to choose from. But if you are looking to minimize fees, reduce your risk and still get solid returns on your investment, an exchange traded fund is an excellent option. It is designed to track a broader stock market index like the NASDAQ or the S&P 500. Because they aren’t actively managed, fees are lower and the risk too than buying individual stocks. Be Patient This is an important final tip. Many people get spooked by fluctuations and sell too early. But since you are likely saving for long-term goals, you’ll have to time to recover and benefit from…

Did you know? Americans spend approximately $1700 each year on clothing and accessories alone. That’s an average of about $140 each month – which can create quite a dent in your budget! Fortunately, you don’t have to spend nearly this much on your wardrobe. There are numerous ways to save money on clothes, and following these few simple tips can help keep some of your hard-earned cash in your wallet. 

  If you need help paying bills, one of the best remedies can be a short term loan. Many times even people who work around the clock get stuck with expensive bills they didn’t expect and need financial help quickly. The problem with traditional financial institutions is that they are very rigid and can make the process stressful, especially if obtaining the loan requires a credit check. The beauty of small short term loans is that they usually don’t require a credit check and most of our customers receive their loan within one business day (depending on their bank). For some people, short term loans help accelerate their goals with little risk. Catching Up with Bills Even when it seems like you’ve got your finances under control, unexpected bills can pop and bring stress to your life. Sometimes all it takes is one event to disrupt your financial position. Getting ill and needing costly medication or treatment is one example of how you can suddenly incur large expenses, even if you have medical insurance. Another way people fall behind on bills is when they don’t plan ahead, only to realize it’s time to renew their driver’s license or other annual payments. People are so used to focusing on monthly bills that annual events can get forgotten until the fee is due. It’s nice to know that short term loans are there if you need them to make ends meet. If Your Car Breaks Down Everyone has to take care of…

Car insurance policies come with a wide range of options. However, no single insurer offers all of the options and policies that meet your needs, so smart car insurance shoppers should compare the offers of different insurers. This ensures that you will get the most suitable coverage for your individual needs at the best prices. How Should You Go About Comparing Car Insurance? If you are comparing car insurance, here are some tips to keep in mind:

Apps can do anything these days. So it only makes sense that you can find so many great smartphone budgeting apps. When you are out grocery shopping or deciding on other important purchases, it can help to have that information on hand. Also being reminded of your saving goals helps keep you motivated. So if you want to take your budgeting to the next level, read our list of the 5 best smartphone budgeting apps.  Mvelopes This is one of the best free smartphone budgeting apps on the market. It directly links to your bank account and can let you pay bills from your smartphone. It also captures your receipts and pulls the information automatically so that you have the most up to date information available for your budget. Wally This App is popular because it is so user friendly. It uses a simple layout to help you stay on top of your finances. It also has the capture receipt option so you can review at the end of month and break down your spending habits. You can also set savings goals and be notified when you reach them. Good Budget Good Budget is perfect among the best smartphone budgeting apps for those who need to share information. It syncs across multiple devices so that everyone can be kept up to date in real time. Another neat feature is its ‘digital envelopes,’ which allows you to divide your budget into categories and see how much is left after a purchase. Pocket…

Every winter, you’re likely to find your family suffering from cabin fever at some point. It could be the weather, school holidays or just plain boredom. Whatever it is, if your family is suffering from the winter blues, these fun and cheap activities could be just the thing to alleviate the winter doldrums! See our list of winter activity ideas for families to start planning your own this season:

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Northcash is an economic arm of the Fort Belknap Indian Community, a federally-recognized Indian tribe located in Hays, Montana. The Tribe and its businesses have governmental sovereign immunity and have not and are not waiving that immunity for any purpose associated with the consumer lending business of Northcash and therefore Northcash is not subject to suit by you or any third-party for any reason. CAUTION: IF YOU ARE NOT COMFORTABLE DOING BUSINESS WITH A SOVEREIGN INDIAN TRIBE THAT IS NOT SUBJECT TO SUIT, YOU SHOULD IMMEDIATELY DISCONTINUE USING AND ACCESSING THIS SITE. We may from time to time in our sole discretion and without notice to you modify the terms of this Agreement and/or change the rules that govern your use of our Site.

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This is an expensive form of borrowing, and it is not intended to be a long-term financial solution. Northcash loans are designed to assist you in meeting your emergency borrowing needs. The Annual Percentage Rate (APR) applied to your loan will vary depending on the pay period with the maximum APR on any Northcash loan being 795%. This is a term installment loan with approximate equal payments, but you have the right to prepay at any time. Any instances of late or non-payment may be subject to additional fees, such as NSF and late fees, as well as collection activities Before borrowing, we ask that you assess your ability to repay the amount you borrow.

You acknowledge that by submitting and completing the loan application that you are applying for a loan. We verify loan applicant information through credit reporting agencies such as Clarity, Factor Trust, and DataX. We may obtain your credit information in order to determine your eligibility and ability to repay.

Northcash does not lend to residents of Arkansas, California, Georgia, Maryland, Minnesota, Montana, New York, Pennsylvania, Virginia and West Virginia, or to members of the military or their dependents.

The availability of online installment loans are subject to change at any time at the sole discretion of Northcash.

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