If you need help paying bills, one of the best remedies can be a short term loan. Many times even people who work around the clock get stuck with expensive bills they didn’t expect and need financial help quickly. The problem with traditional financial institutions is that they are very rigid and can make the process stressful, especially if obtaining the loan requires a credit check. The beauty of small short term loans is that they usually don’t require a credit check and most of our customers receive their loan within one business day (depending on their bank). For some people, short term loans help accelerate their goals with little risk.
Catching Up with Bills
Even when it seems like you’ve got your finances under control, unexpected bills can pop and bring stress to your life. Sometimes all it takes is one event to disrupt your financial position. Getting ill and needing costly medication or treatment is one example of how you can suddenly incur large expenses, even if you have medical insurance. Another way people fall behind on bills is when they don’t plan ahead, only to realize it’s time to renew their driver’s license or other annual payments. People are so used to focusing on monthly bills that annual events can get forgotten until the fee is due. It’s nice to know that short term loans are there if you need them to make ends meet.
If Your Car Breaks Down
Everyone has to take care of auto maintenance at one time or another. Once in a while a part such as a fuel pump might need to be replaced, which could cost over $500 with labor. For many people that’s a huge chunk of their paycheck that they have already budgeted for something else. But car problems need to be resolved quickly so that they don’t interfere with your work or school schedule. If you don’t have the money in savings and you need help paying bills to get your car back on the road, short term loans can be the answer as long as you have a repayment plan.
High Energy Bills
In recent years, the cost of energy has only gone up for most people. In the summertime if you use air conditioning frequently, then your monthly energy costs could be as much as a vacation! You may need help paying bills just to stay up to date. Unless you want to conserve energy and cut costs while living miserably in the heat, you may want to use a short term loan to keep bills from going overdue.
Ultimately, if high bills bring you down, then you need to work on a plan that lowers your bills. It requires taking a hard look at separating your needs from desires and learning to live without luxuries. The first area that needs to be cut is excessive entertainment, such as purchasing videos, CDs and games. You can save a lot of money by developing a hobby that doesn’t require you to keep spending money, such as playing a musical instrument or riding a bicycle for exercise.
If you need help paying bills, Northcash can get you the money you need fast. Simply complete our secure online application form, and you can receive up to $500 in your bank account in as little as 1 day!