How Much is Clutter Costing You? Why You Should Organize Your Home

Organize your home

You know you should organize your home, but did you know that a messy, disorganized living space could be costing you money? Here’s what clutter could be costing you and why you should organize your home the right way to save yourself both time and money.

Late fees

Are you paying late fees every month because you can’t remember when to pay your bills? It’s easy to misplace your bill reminders when your filing system is less than spectacular. Fortunately, there’s an easy way to cut down the clutter so you won’t forget to pay your bills on time.

Sign up for electronic statements and set up automatic payments for as many bills as you can. This means you’ll be able to choose the date that each bill is paid, and you won’t have tons of paper lying around adding to your clutter.

Clean out your kitchen

How many times have you gone to the grocery store and bought something you didn’t need because you couldn’t find the item in your pantry? Wasted food is wasted money, so take the time to organize your kitchen pantry, refrigerator, and freezer so you can take stock of the foods you have.

While you’re at it, take the time to plan your meals for the week. This way you’ll know exactly what you need from the grocery store, this way don’t overspend on random food items, and less likely to make a last minute fast food run because you don’t know what to cook.

Cash in on your clutter

If your home is disorganized because you don’t have space for all of your stuff, it’s time for a clear-out. Gather up the items you no longer use or want and have a garage sale or sell the items online. Online auction sites are ideal for this, but there are also specialized sites that will buy your CDs, DVDs, and video games from you, plus they pay for the shipping. Not only can you organize your house, but you can also fatten your wallet at the same time.

Clear space is pleasant and relaxing, but a cluttered one could actually cost you money. If you find that your lack of organization is beginning to affect your finances, try these tips and see for yourself how great it feels to organize your home and keep your finances in great shape at the same time.

 

Many families wonder how to reduce electricity bills, which can save them big in the long-term. In case you aren’t...
  If you need help paying bills, one of the best remedies can be a short term loan. Many times...
Have you heard the old saying, “You don’t know where you’re going unless you know where you’ve been”? If so,...
If you’re like most people, you make an annual/monthly budget and later discover that you forgot to include all sorts...
Too often, it feels as if you cannot possibly have a baby and still save money at the same time....
Budgeting around the holidays can sometimes be a challenge. Maybe you have a long list of people to buy gifts...
An impulse buy is a last minute purchase of an unnecessary item, usually made without thought or major consideration. Impulse...
If you find that you can’t meet your savings goals or that you have fallen behind on that ever-mounting credit...
If you want to save money, start by setting specific savings goals. Even if you get into the habit of...
For most people, having access to high-speed internet both at home and mobile is a must in today’s world. From...
Navigation
Google+ Twitter Facebook


Northcash is an economic arm of the Fort Belknap Indian Community, a federally-recognized Indian tribe located in Hays, Montana. The Tribe and its businesses have governmental sovereign immunity and have not and are not waiving that immunity for any purpose associated with the consumer lending business of Northcash and therefore Northcash is not subject to suit by you or any third-party for any reason. CAUTION: IF YOU ARE NOT COMFORTABLE DOING BUSINESS WITH A SOVEREIGN INDIAN TRIBE THAT IS NOT SUBJECT TO SUIT, YOU SHOULD IMMEDIATELY DISCONTINUE USING AND ACCESSING THIS SITE. We may from time to time in our sole discretion and without notice to you modify the terms of this Agreement and/or change the rules that govern your use of our Site.

Who is providing this notice?

North Star Finance, LLC d/b/a Northcash, an economic arm of the Fort Belknap Indian Community.

This is an expensive form of borrowing, and it is not intended to be a long-term financial solution. Northcash loans are designed to assist you in meeting your emergency borrowing needs. The Annual Percentage Rate (APR) applied to your loan will vary depending on the pay period with the maximum APR on any Northcash loan being 795%. This is a term installment loan with approximate equal payments, but you have the right to prepay at any time. Any instances of late or non-payment may be subject to additional fees, such as NSF and late fees, as well as collection activities Before borrowing, we ask that you assess your ability to repay the amount you borrow.

You acknowledge that by submitting and completing the loan application that you are applying for a loan. We verify loan applicant information through credit reporting agencies such as Clarity, Factor Trust, and DataX. We may obtain your credit information in order to determine your eligibility and ability to repay.

Northcash does not lend to residents of Arkansas, California, Georgia, Maryland, Minnesota, Montana, New York, Pennsylvania, Virginia and West Virginia, or to members of the military or their dependents.

The availability of online installment loans are subject to change at any time at the sole discretion of Northcash.


OLA Badge