Our Favorite Money Saving Life Hacks

Most people are looking for ways that they can money on a daily basis, and while some tips like setting up a monthly budget are very good money management tips, there are some money saving life hacks that not only save you money but give you a sense of achievement, like you’ve just won a personal victory.

Time Your Purchases
Time purchases throughout the year, for items like beds and even coats, because certain items typically go on sale in certain months. Coats are usually cheaper in March, for example, so be prepared and if you can hold out for a few more weeks when buying anything, you could save money.

Check Extras With Your Accounts & Policies
Bank accounts, insurance policies, credit cards, and other accounts and policies often have additional extras that many people overlook. You might get free travel insurance, movie tickets, or a cheaper gym membership just for having a bank account – check the terms, conditions, and benefits of your accounts to save.

Buy Discounted Gift Cards
There are websites that allow recipients of unwanted gift cards to sell them at a discount to those that do want them. You could get a $100 gift certificate for $50, and then combine this with discounts and other in-store or offers to further maximize the money that you save. This is a great way to give generous gifts while paying a fraction of the price.

Follow Brands
Brands often have discounts and offers that they only make available through sites like Facebook and Twitter, so if you aren’t following them you may never hear about them. Follow as many brands as is reasonable, paying particular attention to those that you buy regularly and that are known to employ this tactic.

Turn It Off At The Wall
One of the most overlooked money saving life hacks is remembering to turn off your electronic devices at the wall. Many people tend to leave laptops, iPads, cell phones, and other devices plugged in even when they’re no longer charging, costing potentially hundreds of dollars a year extra.

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