Our Favorite Money Saving Life Hacks

Most people are looking for ways that they can money on a daily basis, and while some tips like setting up a monthly budget are very good money management tips, there are some money saving life hacks that not only save you money but give you a sense of achievement, like you’ve just won a personal victory.

Time Your Purchases
Time purchases throughout the year, for items like beds and even coats, because certain items typically go on sale in certain months. Coats are usually cheaper in March, for example, so be prepared and if you can hold out for a few more weeks when buying anything, you could save money.

Check Extras With Your Accounts & Policies
Bank accounts, insurance policies, credit cards, and other accounts and policies often have additional extras that many people overlook. You might get free travel insurance, movie tickets, or a cheaper gym membership just for having a bank account – check the terms, conditions, and benefits of your accounts to save.

Buy Discounted Gift Cards
There are websites that allow recipients of unwanted gift cards to sell them at a discount to those that do want them. You could get a $100 gift certificate for $50, and then combine this with discounts and other in-store or offers to further maximize the money that you save. This is a great way to give generous gifts while paying a fraction of the price.

Follow Brands
Brands often have discounts and offers that they only make available through sites like Facebook and Twitter, so if you aren’t following them you may never hear about them. Follow as many brands as is reasonable, paying particular attention to those that you buy regularly and that are known to employ this tactic.

Turn It Off At The Wall
One of the most overlooked money saving life hacks is remembering to turn off your electronic devices at the wall. Many people tend to leave laptops, iPads, cell phones, and other devices plugged in even when they’re no longer charging, costing potentially hundreds of dollars a year extra.

Every winter, you’re likely to find your family suffering from cabin fever at some point. It could be the weather,...
Your credit score is a number that most lenders use in order to determine your credit worthiness. If you are...
It can be hard to stay motivated to reach a savings goal. All it takes is one or two bad...
For the first time last spring, Americans spent more money eating out than we did buying groceries. With the average...
When you get married, there’s a lot of advice for newlyweds thrown your way. People are quick to advise you...
Did you know? Americans spend approximately $1700 each year on clothing and accessories alone. That’s an average of about $140...
Vacations provide us with much-needed rest and relaxation, but can be a huge burden on your family budget. Fortunately, there...
Summer is here! If you are like most people, you are looking for things to do in summer time. But...
Navigation
Google+ Twitter Facebook


Northcash is an economic arm of the Fort Belknap Indian Community, a federally-recognized Indian tribe located in Hays, Montana. The Tribe and its businesses have governmental sovereign immunity and have not and are not waiving that immunity for any purpose associated with the consumer lending business of Northcash and therefore Northcash is not subject to suit by you or any third-party for any reason. CAUTION: IF YOU ARE NOT COMFORTABLE DOING BUSINESS WITH A SOVEREIGN INDIAN TRIBE THAT IS NOT SUBJECT TO SUIT, YOU SHOULD IMMEDIATELY DISCONTINUE USING AND ACCESSING THIS SITE. We may from time to time in our sole discretion and without notice to you modify the terms of this Agreement and/or change the rules that govern your use of our Site.

Who is providing this notice?

North Star Finance, LLC d/b/a Northcash, an economic arm of the Fort Belknap Indian Community.

This is an expensive form of borrowing, and it is not intended to be a long-term financial solution. Northcash loans are designed to assist you in meeting your emergency borrowing needs. The Annual Percentage Rate (APR) applied to your loan will vary depending on the pay period with the maximum APR on any Northcash loan being 795%. This is a term installment loan with approximate equal payments, but you have the right to prepay at any time. Any instances of late or non-payment may be subject to additional fees, such as NSF and late fees, as well as collection activities Before borrowing, we ask that you assess your ability to repay the amount you borrow.

You acknowledge that by submitting and completing the loan application that you are applying for a loan. We verify loan applicant information through credit reporting agencies such as Clarity, Factor Trust, and DataX. We may obtain your credit information in order to determine your eligibility and ability to repay.

Northcash does not lend to residents of Arkansas, California, Georgia, Maryland, Minnesota, Montana, New York, Pennsylvania, Virginia and West Virginia, or to members of the military or their dependents.

The availability of online installment loans are subject to change at any time at the sole discretion of Northcash.


OLA Badge