The Best Ways to Save Money Fast

The Better Choices For Your Money

You may think that winning the lottery or a receiving a mysterious inheritance are the only ways to get cash quickly, but there are things that you can do right now to make your fiscal situation better. Here are some of the best ways to save money fast when you’re in a pinch:

Track Your Expenses and Income to Determine How Much You Have to Spend Each Month
One of the best ways to save money fast is to track your every expense. Dollars and cents. Every time. Write down everything you spend money on, and write down all of your income. Quantify all your recurring monthly expenses (for example, rent, utilities, car, and insurance). To determine how much money you have left each month, subtract your recurring monthly expenses from your total earnings. The balance is your disposable income, also known as what you have left over from your income. That’s it – don’t spend more than this amount!

Cut Where You Can
Cutting back on what you are spending is not always fun. But it is one of the best ways to save money fast. You may even have to live without your daily latte, cable TV, date nights, junk food and hair appointments to save money.

Pay off Credit Cards
If you can pay off your credit cards and close them, you can save a considerable amount of money in interest charges. Simply paying the minimum each month will never get you out of debt, and you’ll keep on paying. Start with the highest-interest credit card first, and work towards paying it off. When that is paid off, move on to the next highest interest card. If you want to leave one open (not one you have to pay an annual fee for though) in case of emergency that’s fine too. But your credit cards should really only be used when you are in the dire straits and have no other options.

The movement to the digital world is evident all around us. One of the most prominent ways people are saving...
If you find that you can’t meet your savings goals or that you have fallen behind on that ever-mounting credit...
Saving money often begins by correcting the things we do every day. With a few small corrections to your daily habits,...
There is a prevalent belief that going into overdraft on your bank account is actually cheaper than taking out a...
Typical Moving Costs You Should Prepare For Moving into a new home is an exciting endeavor. Unfortunately, it can also...
The thing about a financial emergency is that it can come out of nowhere. You did not plan to total...
There’s no refuting the fact that from the minute we get up in the morning to the minute we retire...
8 Things You Should Buy Used   Sometimes, you just don’t have the room in your monthly budget to buy...
Google+ Twitter Facebook

Northcash is an economic arm of the Fort Belknap Indian Community, a federally-recognized Indian tribe located in Hays, Montana. The Tribe and its businesses have governmental sovereign immunity and have not and are not waiving that immunity for any purpose associated with the consumer lending business of Northcash and therefore Northcash is not subject to suit by you or any third-party for any reason. CAUTION: IF YOU ARE NOT COMFORTABLE DOING BUSINESS WITH A SOVEREIGN INDIAN TRIBE THAT IS NOT SUBJECT TO SUIT, YOU SHOULD IMMEDIATELY DISCONTINUE USING AND ACCESSING THIS SITE. We may from time to time in our sole discretion and without notice to you modify the terms of this Agreement and/or change the rules that govern your use of our Site.

Who is providing this notice?

North Star Finance, LLC d/b/a Northcash, an economic arm of the Fort Belknap Indian Community.

This is an expensive form of borrowing, and it is not intended to be a long-term financial solution. Northcash loans are designed to assist you in meeting your emergency borrowing needs. The Annual Percentage Rate (APR) applied to your loan will vary depending on the pay period with the maximum APR on any Northcash loan being 795%. This is a term installment loan with approximate equal payments, but you have the right to prepay at any time. Any instances of late or non-payment may be subject to additional fees, such as NSF and late fees, as well as collection activities Before borrowing, we ask that you assess your ability to repay the amount you borrow.

You acknowledge that by submitting and completing the loan application that you are applying for a loan. We verify loan applicant information through credit reporting agencies such as Clarity, Factor Trust, and DataX. We may obtain your credit information in order to determine your eligibility and ability to repay.

Northcash does not lend to residents of Arkansas, California, Georgia, Maryland, Minnesota, Montana, New York, Pennsylvania, Virginia and West Virginia, or to members of the military or their dependents.

The availability of online installment loans are subject to change at any time at the sole discretion of Northcash.

OLA Badge