The Best Ways to Save Money Fast

The Better Choices For Your Money

You may think that winning the lottery or a receiving a mysterious inheritance are the only ways to get cash quickly, but there are things that you can do right now to make your fiscal situation better. Here are some of the best ways to save money fast when you’re in a pinch:

Track Your Expenses and Income to Determine How Much You Have to Spend Each Month
One of the best ways to save money fast is to track your every expense. Dollars and cents. Every time. Write down everything you spend money on, and write down all of your income. Quantify all your recurring monthly expenses (for example, rent, utilities, car, and insurance). To determine how much money you have left each month, subtract your recurring monthly expenses from your total earnings. The balance is your disposable income, also known as what you have left over from your income. That’s it – don’t spend more than this amount!

Cut Where You Can
Cutting back on what you are spending is not always fun. But it is one of the best ways to save money fast. You may even have to live without your daily latte, cable TV, date nights, junk food and hair appointments to save money.

Pay off Credit Cards
If you can pay off your credit cards and close them, you can save a considerable amount of money in interest charges. Simply paying the minimum each month will never get you out of debt, and you’ll keep on paying. Start with the highest-interest credit card first, and work towards paying it off. When that is paid off, move on to the next highest interest card. If you want to leave one open (not one you have to pay an annual fee for though) in case of emergency that’s fine too. But your credit cards should really only be used when you are in the dire straits and have no other options.

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This is an expensive form of borrowing, and it is not intended to be a long-term financial solution. Northcash loans are designed to assist you in meeting your emergency borrowing needs. The Annual Percentage Rate (APR) applied to your loan will vary depending on the pay period with the maximum APR on any Northcash loan being 795%. This is a term installment loan with approximate equal payments, but you have the right to prepay at any time. Any instances of late or non-payment may be subject to additional fees, such as NSF and late fees, as well as collection activities Before borrowing, we ask that you assess your ability to repay the amount you borrow.

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