The True Cost of Moving

moving-costMoving is always an expensive endeavor, but no matter how much you save, it always seems that the cost of moving exceeds what you’ve planned for. In the end, it is the little things that make up the hidden costs of moving, and push you past your budgeted amount. If you have an upcoming move, here are the things you should consider so that you can stay within your budget.

  • Take inventory of your belongings and determine early on if you will need movers. Depending on your mover, some of the other costs may be included in the overall price. Some may also provide packing supplies and other items in their fees, but be sure to compare quotes among several moving companies to find the best deal.
  • Determine what date you will move out and what your earliest move in date is so you can determine if you will require a storage unit. Even if it is only for a couple of days, you have to think about the size of the unit you will need and for how long. Most of the time you will have to pay for a full month, so make sure to ask when you call to reserve your unit.
  • Find out what the initial cost will be for your new place. Whether you are renting or buying your new home, you need to know what kind of deposit or down payment you require well ahead of time. It is best to plan for at least 20% of the cost of your home or apartment.
  • Plan for deposits, activation fees, and new equipment for your regular bills. Utilities generally have deposits and other costs, and cable and Internet service providers tend to have start up fees and new equipment costs that you need to be aware of before you agree to the new service.
  • Make a list of items you will need to purchase for your new place, including everything from furniture and window coverings to cleaning supplies and more. Many of us forget to budget for these costs when moving.
  • Think about how taking time off for your move will impact your personal finances. This is a cost that most people don’t consider, but it can be the biggest drain of any budget.
These days many people have debt, which means that we are all trying to save money wherever and however we...
What does the sleek Tesla Model 3 in your neighbor’s driveway have to do with cutting down on household expenses?...
Many families wonder how to reduce electricity bills, which can save them big in the long-term. In case you aren’t...
Moving is always an expensive endeavor, but no matter how much you save, it always seems that the cost of...
Unexpected car repairs can be a real budget buster. Even if you own a reliable car, there’s always annual maintenance...
Buying furniture is a big expense for anyone, especially if you are forming a new household and hardly have anything....
Car insurance policies come with a wide range of options. However, no single insurer offers all of the options and...
Many of us strive to be a more eco-conscious but at the end of the day, actions speak louder than...
Whether you want to make your home more comfortable for you to live in, or you are seeking to spruce...
Navigation
Google+ Twitter Facebook


Northcash is an economic arm of the Fort Belknap Indian Community, a federally-recognized Indian tribe located in Hays, Montana. The Tribe and its businesses have governmental sovereign immunity and have not and are not waiving that immunity for any purpose associated with the consumer lending business of Northcash and therefore Northcash is not subject to suit by you or any third-party for any reason. CAUTION: IF YOU ARE NOT COMFORTABLE DOING BUSINESS WITH A SOVEREIGN INDIAN TRIBE THAT IS NOT SUBJECT TO SUIT, YOU SHOULD IMMEDIATELY DISCONTINUE USING AND ACCESSING THIS SITE. We may from time to time in our sole discretion and without notice to you modify the terms of this Agreement and/or change the rules that govern your use of our Site.

Who is providing this notice?

North Star Finance, LLC d/b/a Northcash, an economic arm of the Fort Belknap Indian Community.

This is an expensive form of borrowing, and it is not intended to be a long-term financial solution. Northcash loans are designed to assist you in meeting your emergency borrowing needs. The Annual Percentage Rate (APR) applied to your loan will vary depending on the pay period with the maximum APR on any Northcash loan being 795%. This is a term installment loan with approximate equal payments, but you have the right to prepay at any time. Any instances of late or non-payment may be subject to additional fees, such as NSF and late fees, as well as collection activities Before borrowing, we ask that you assess your ability to repay the amount you borrow.

You acknowledge that by submitting and completing the loan application that you are applying for a loan. We verify loan applicant information through credit reporting agencies such as Clarity, Factor Trust, and DataX. We may obtain your credit information in order to determine your eligibility and ability to repay.

Northcash does not lend to residents of Arkansas, California, Georgia, Maryland, Minnesota, Montana, New York, Pennsylvania, Virginia and West Virginia, or to members of the military or their dependents.

The availability of online installment loans are subject to change at any time at the sole discretion of Northcash.


OLA Badge