Northcash strives to provide our customers with quick and convenient loans. The charts below are examples of a repayment plan for a $500 installment loan. You can choose to repay your loan in fewer payments prior to signing your agreement or you may pay off you loan at any time. There are no penalties for early repayment.
Northcash now provides online installment loans: Our installment loans range from $100 – $1500 with a term of 3 – 18 months.
$500 Installment Loan Approaching Max Repayment Period
Approx 719.92% APR
Total Payment to Date
Total # of Payments 35
Total Paid $5,215.92
ANNUAL PERCENTAGE RATE (APR) – The Cost of your Credit as a Yearly Rate=719.92%
FINANCE CHARGE – The Dollar Amount your Credit Will Cost You=$4715.92
AMOUNT FINANCED – The Amount of Credit Provided=$500
The maximum APR on any Northcash loan is 795% but will vary depending on the terms of your loan.
The first payment is due on your next pay date. The first payment will vary from the payment plan amounts depending on your effective date.
The last payment will vary depending on your remaining balance. Any late or non-payments will be subject to additional fees and collection activities.
We accept two methods for repayment:
Payments are taken out automatically from the bank account where the money was received using an ACH direct debit system.OR
Cashiers and certified checks can be mailed prior to the customer’s due date to: North Star Finance, LLC, d/b/a, Northcash PO box 498 Hays MT 59527
Your full payment schedule will be included in your loan agreement. You can reduce the total cost of your loan by paying off your loan prior to your last due date on your payment schedule or by making additional payments on or between your payment due dates. You control how soon you wish to pay off your loan. There will not be any fees or penalties for prepayment.
If you do not have sufficient funds in your account to cover payment, you will incur a $30 NSF (non-sufficient funds) fee, after which a late fee of $30 will be assessed after 5 days.
North Star Finance, LLC is a wholly owned limited liability company and instrumentality of the Fort Belknap Tribe, a sovereign nation location in the United States. North Star Finance, LLC is chartered under and operates pursuant to Tribal law. Loans from Northcash are governed by the laws of the Tribe, not the law of your resident state. North Star Finance, LLC abides by the principles of federal consumer finance laws, as incorporated by the Fort Belknap Tribe of Montana.
This is an expensive form of borrowing. Northcash loans are designed to assist you in meeting your emergency borrowing needs and are not intended to be a long term financial solution. The Annual Percentage Rate (APR) applied to your loan will vary depending on the pay period. The maximum APR on any Northcash loan is 795%. Before borrowing, please consider whether you will be able to repay the amount you borrow. Any instances of late or non-payment may be subject to additional NSF and late fees, and collection activities. Northcash does not lend to residents of Arkansas, California, Georgia, Maryland, Minnesota, Montana, New York, Pennsylvania, Virginia and West Virginia, or to members of the military and their dependents. Availability of installment loans are subject to change at any time at the sole discretion of Northcash.