GeneralNorthcash is a business entity of the Ft. Belknap Indian Community, a federally-recognized Indian tribe located in Harlem, Montana. The Tribe and its businesses have governmental sovereign immunity and have not and are not waiving that immunity for any purpose associated with the consumer lending business of Northcash and therefore Northcash is not subject to suit by you or any third-party for any reason. IF YOU ARE NOT COMFORTABLE DOING BUSINESS WITH A SOVEREIGN INDIAN TRIBE THAT IS NOT SUBJECT TO SUIT, YOU SHOULD IMMEDIATELY DISCONTINUE USING AND ACCESSING THIS SITE. We may from time to time in our sole discretion and without notice to you modify the terms of this Agreement and/or change the rules that govern your use of our Site.
Your access to the SiteYou represent that you are 18 years of age or older. If you are under 18 years of age, please do not enter your personal information. This Site is not directed at children, and we do not knowingly collect information from persons under the age of 18 years old.
Accounts, Passwords and SecurityCertain features or services offered on or through the site may require you to open an account which includes setting up a User ID and Password. Northcash may assign you a customer extranet username and password to enable you to access and use certain portions of this Site. Each time you use a password or identification, you will be deemed to be authorized to access and use the Site in a manner consistent with the terms and conditions of this Agreement, and Northcash has no obligation to investigate the authorization or source of any such access or use of the Site. You agree to maintain the confidentiality of the information of the password and identification assigned to you, and the security and integrity of any information you download from our Site. YOU WILL BE SOLELY RESPONSIBLE FOR ALL ACCESS TO AND USE OF THIS SITE BY ANYONE USING THE PASSWORD AND IDENTIFICATION ASSIGNED TO YOU WHETHER OR NOT SUCH ACCESS TO AND USE OF THIS SITE IS ACTUALLY AUTHORIZED BY YOU, INCLUDING WITHOUT LIMITATION, ALL COMMUNICATIONS AND TRANSMISSIONS AND ALL OBLIGATIONS (INCLUDING WITHOUT LIMITATION FINANCIAL OBLIGATIONS) INCURRED THROUGH SUCH ACCESS OR USE. You shall immediately notify Northcash in writing at North Star Finance, LLC, PO box 498 Hays, MT 59527, of any unauthorized use of your password or identification or any other breach or threatened breach of this Site’s security. You may not use anyone else’s User ID, password or account at any time without the express permission and consent of the holder of that User ID, password or account.
You acknowledge that by completing and submitting the website application, you are applying for a loan. We verify applicant information through national databases including, but not limited to, DataX and Clarity, and we may pull your credit in order to determine your eligibility and ability to repay.
CookiesNorthcash collects anonymous, non-confidential, and non-personal information when you use our Site, send us e-mails, or respond to special promotions or newsletters that we may send to you from time to time. For example, cookies are small computer files that we transfer to your computer’s hard drive that allow us to know how often someone visits a site and the activities they conduct while on that site. Every computer is assigned a different cookie by Northcash. The information collected by cookies helps us dynamically generate content on web pages and also allows us to statistically monitor how many people are using our site or are opening our e-mails. We may use cookie information to determine the popularity of certain content or advertisements.
ChatIn connection with any product or service Northcash may make interactive online chat (“Chat”) service available to you. Northcash provides the Chat service as a convenience to facilitate your understanding of Northcash’s products, services, and online applications related to those products or services. Our Chat service agents endeavor to provide you with accurate and current information based on your question or need. No communications during the Chat service shall be considered a legal agreement or warranty. You will not use the Chat service to send any abusive, defamatory, dishonest, or obscene message, and doing so may result in termination of the Chat service session.
CopyrightsAll content included on this Site, including images, illustrations, designs, icons, photographs, video clips, audio clips, logos, button icons, software, written materials and other materials (collectively, the “Contents”) are the property of Northcash, a Ft. Belknap LLC, or its content suppliers and are protected by U.S. and international copyright laws. The Contents of our Site, and the Site as a whole, are intended solely for personal use by the users of our Site. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any sale of, or exploit in any way, in whole or in part, any of the Contents, the Site, or any related software.
TrademarksNorthcash and certain other marks and logos displayed on the web site are registered and common law trademarks of Northcash in the United States and other countries. The trademarks may not be used in connection with any product or service that is not authorized in writing by Northcash, in any manner. All other trademarks that appear on this site are the property of their respective owners, who are not affiliated with, or sponsored by us or our affiliates. User Comments, Feedback, Postcards and Other Submissions All comments, feedback, suggestions, ideas, and other submissions disclosed, submitted or offered to Northcash on or by this Site or otherwise disclosed, submitted or offered in connection with your use of this Site (collectively, “Comments”) shall be and remain Northcash property. Such disclosure, submission or offer of any Comments shall constitute an assignment to Northcash of all worldwide right, title and interest in and to all copyrights and other intellectual property rights in the Comments. Thus, Northcash will own exclusively all such right, title and interest and shall not be limited in any way in its use, commercial or otherwise, of any Comments.
Availability of ServicesNot all of the products and services described in our Site are available in each State. In addition, the terms of the products and services differ depending upon the State. Where you reside may limit whether you qualify for certain products and services. In our sole discretion, we determine the eligibility requirements, including residency requirements, for any product or service we offer. The general description information on our Site is not a binding legal offer, and each product or services remains subject to our underwriting and eligibility requirements.
License and Site AccessUnless otherwise specified, this Site and the Contents thereof are displayed solely for the purpose of promoting and delivering Northcash’s products and services available in the United States. Northcash grants you a limited license to access and make personal use of this Site pursuant to the terms and conditions stated herein. Any unauthorized use terminates the permission or license granted by Northcash.
TerminationThis Agreement is effective until we terminate the Agreement. Northcash may terminate this Agreement at any time and may do so immediately without notice, and accordingly deny you access to the Site, in Northcash’s absolute discretion.
International AccessThis Site may be accessed from countries other than the United States. This Site may contain products and services or references to products and services that are not available outside of the United States. Any such references do not imply that such products will be made available outside the United States. If you access and use this Site outside the United States you are responsible for complying with your local laws and regulations.